"My husband and I are dreaming about buying a boat.
We never had one and we don't know anything about the subject."
As the DR doesn't have much in the way of marine facilities including boat ramps for small, trailerable boats, my suggestion is to forget having a boat in the DR. Also, these is so much hassle with the Marina de Guerre in having a boat here that it's just not worth having one. Some of you will remember what I went through when I brought my sportfisherman down some years ago. Never again.
Your best bet is to move to south Florida and enjoy the vast marine facilities there if you want to get into boating.
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