In addition to checking your CC statement as soon as it arrives for errors, you should also have one credit card with a relatively low limit on it. $1000.00 to $1500.00 that you use only for what you might think of as "risky" purchases.
On-line transactions, out of country travelling expenses, damage deposit for a car rental--that sort of thing. Fraudulent charges would be easy to spot on the statement, and with the low limit, should the CC company not be as co-operative as Charlielyn's, (highly unlikely) the short and long term effect on your credit rating is minor.
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