Tell her you will pay the $16k and set up a time for her to come to your home to sign the paperwork and collect the money. When she comes by, have a police detective in plain clothes present "oh, he's a old friend from San Pedro who stopped by to visit". Then tell your "friend" you will be just a minute while she signs some papers there in the sala.
This chica will sign fast to get the $$$, and as she does, bait her with something like "you sure got me on this one" or something similar. She will probably be so full of herself for pulling a fast one, she will blurt out something stupid that will incriminate herself and/or her boyfriend, so that the detective can arrest her and put her in the pokey.
Most judges here would forgive your stupidity for trying to help out a family member by writing a false document long before they would excuse fraud on this magnitude. They may be able to get her after all. If they do, she will be put away for a couple of years, and you will keep your money. No lawyers fees chasing it either.
If she clams up and just walks out with the $$, you have learned a good lesson: the only woman in this world who won't try to screw you is your MOMMA!
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