I would not trust an International drivers license. As you say, it just a translation, it doesn't give you any additional rights, privileges or supersedes any DR laws.
If the insurance company can wiggle out of it they will.
When you get slapped with a "impedimento de salida" so you cannot leave the DR until it's resolved or paid, then your going to wish you stuck to the local laws and aired on the side of caution etc.
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