what coverage offers that "Pepin" insurance?
i know them from over here just as the basic insurer for motorcycles,
and yes, i know people who purchase that insurance for cars, just to show the AMET that they are insured when stopped.
completely agree to J.D.'s post.
first thing on a crash is, and that's even a requirement in a usual insurer policy, to contact the insurance company right away when the crash happened, before leaving the police station, better, before even arriving there.
to get something out of it afterwards is hard stuff,
mostly not worth the lawyer costs.
take an insurer who provides you with a 24/7 'crash' call number and if something 'banged' call thyem right away to let them tell the cops what papers they have to fill in for them.
i know,
it's a mess,
we're on the Island and to hit on the road is a mess.
wish you luck with your case.
keep us posted how it finally went.
Mike
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