Just set up a bank account in Miami to serve for deposits from your North American clients, where they can wire the money in relatively easy and cheap.
Debit cards and ATMs are probably fine for tourists, but to live here and/or running a business, nothing beats a casa de cambio, writing checks on your overseas accounts....nothing. Secure, no hassles, no lost cards, no lines, no transfer records in your name, and best of all - no fees.
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