Some facts, his younger brother and sister do not have to pay to go to public school, it's free except for the uniforms and there are charities that will provide for those that can't afford them.
The scariest part of your story is that you were going to meet this guy ( who is a stranger) with credit card in hand. Higher powers were looking out for you that day.
So back home there are a lot of street people that can't feed themselves would you take them to the bank while holding a credit card in hand?
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