I am twenty three too, I have lived here since October - speak nearly fluent Spanish too, though i am a bloke so I suppose things are different. No problems, just avoid certain areas of Santo Domingo, but these are ones that no tourist would want to go to anyway.
SD is about as dangerous as many other US and European cities, and common sense is the best approach. Out in the campo things are almost problem free. The fact that you speak spanish puts you at great advantage.
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