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07-21-2006, 11:58 PM
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Bronze
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Join Date: Jul 2004
Posts: 74
(10)
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Health Insurance Advice
Hi all.Can anyone recommend a health insurance plan,VIP-Top Of The Line,in Santo Domingo.Specifically for a 1 year old baby(and mom).Thanks.
ECM
Last edited by eastcoastmike; 07-22-2006 at 12:09 AM..
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07-22-2006, 09:22 AM
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Gold
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Join Date: Mar 2003
Posts: 841
(47)
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I got Seguros Universal, through Banco Popular. It covers 100% up to $1,000,000 US per person for all non-ambulatory (overnight stay) care, including bringing the patient to the US or other country. I found that the normal ambulatory care was inexpensive enough not to require insurance. It coast me $1,866 for the mother and 2 children. - D
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07-22-2006, 09:26 AM
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Bronze
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Join Date: Jul 2004
Posts: 74
(10)
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Sounds a little steep.I was hearing quotes of 600-800 US anual fees.Any other options anyone can recommend?
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07-22-2006, 10:37 AM
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Gold
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Join Date: Jan 2004
Posts: 2,610
(10)
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From a previous post I made. The current premium is RD $570/month. If not through a group you would have to pay premium full year in advance instead of monthly.
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Originally Posted by HOWMAR
Currently I am covered by ARS PAlic Salud. Single coverage costs RD$540/month. Covers Hospital and Inpatient Charges 100%, Doctor visit w/50 co-pay, 80% prescriptions up to RD$3,000/year, 80% Dental, 80% Outpatient Lab and X-Ray, 100% Emergency Room, etc. Maximum coverage is RD$300,000/year. I recently was in Centro Medical Bournigal for 5 days and my total out-of-pocket cost was RD$300 for services not covered. Although RD$300,000 is not a great deal of coverage in case of a major illness, I figure it would be adequate until I could arrange transport back to the US.
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07-22-2006, 02:05 PM
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Gold
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Join Date: Mar 2003
Posts: 841
(47)
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Quote:
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Originally Posted by eastcoastmike
Sounds a little steep.I was hearing quotes of 600-800 US anual fees.Any other options anyone can recommend?
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I'm paying about $600 per person. I'd be curious to hear more details about other policies.
It's important to know why you want the insurance. My sole reason is to cover catastrophic situations, and I never want my loved ones to be denied the best treatment. - D
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07-22-2006, 02:11 PM
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Gold
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Join Date: Jan 2004
Posts: 2,610
(10)
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I think you will find the US$ 600/year per person correct as both of the Dominican policies we have had charged the full premium for each of the primary, spouse and first two dependants before it discounted for additional dependants.
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07-22-2006, 02:51 PM
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Gold
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Join Date: Apr 2006
Posts: 3,049
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Quote:
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Originally Posted by HOWMAR
From a previous post I made. The current premium is RD $570/month. If not through a group you would have to pay premium full year in advance instead of monthly.
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Can you please give me info on this insurance plan. Address,phone,web etc. Any age limits. If you know of any other ins plans info please. Thanks.
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07-22-2006, 03:01 PM
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Gold
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Join Date: Jan 2004
Posts: 2,610
(10)
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Quote:
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Originally Posted by thanatos
Can you please give me info on this insurance plan. Address,phone,web etc. Any age limits. If you know of any other ins plans info please. Thanks.
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ARS Palic Salud
809-381-5000 Option #1 Santo Domingo
809-247-3335 Santiago
Also sold through many independant Insurance Agents.
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07-23-2006, 12:36 PM
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Silver
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Join Date: May 2005
Posts: 329
(10)
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Make sure
Make sure , that whoever you are buying is well accepted in the Clinicas and Hospitals. You can pay cheap but have to travel miles to get service which is covered by the policy .
i pay about 500 US a year for my wife and I (I pay 5200 PESOS Quarterly) .........We are well covered with Seguro Universal. I forget the Plan that I bought but it covers 85 to 90 % of almost everything.
Health care here is cheap. And Insurance is still cheap too.
Santo Domingo # is 809-544-7750
We have had excellent experience with them here on the North Coast.
We also use them for Car and House and Life !
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07-23-2006, 03:22 PM
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Gold
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Join Date: Jul 2004
Posts: 1,968
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Location for Seguros Universal
On the North Coast, do you still have to go to Puerto Plata to sign up for Seguros Universal or can it be done in a local office of Banco Popular?
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